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Title
Text copied to clipboard!Commercial Banker
Description
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We are looking for a Commercial Banker to join our dynamic financial institution and provide expert banking services to our business clients. As a Commercial Banker, you will be responsible for developing and managing relationships with small to large business clients, offering tailored financial solutions to meet their unique needs. Your role will involve assessing creditworthiness, structuring loan packages, and cross-selling a wide range of financial products and services.
The ideal candidate will have a strong background in finance, excellent interpersonal skills, and a deep understanding of commercial lending practices. You will work closely with internal teams such as credit analysts, risk managers, and relationship managers to ensure the delivery of high-quality banking services. Your ability to analyze financial statements, understand market trends, and provide strategic financial advice will be key to your success.
In this role, you will also be expected to identify new business opportunities, participate in networking events, and maintain a strong presence in the local business community. You should be comfortable working in a fast-paced environment and capable of managing multiple client accounts simultaneously. A commitment to compliance and regulatory standards is essential, as is a customer-centric approach to banking.
This position offers a rewarding career path with opportunities for advancement and professional development. If you are passionate about helping businesses grow and thrive through sound financial guidance, we encourage you to apply for this exciting opportunity.
Responsibilities
Text copied to clipboard!- Develop and manage relationships with business clients
- Analyze financial statements and assess creditworthiness
- Structure and negotiate commercial loan packages
- Cross-sell banking products and services
- Ensure compliance with banking regulations and policies
- Collaborate with internal teams to deliver client solutions
- Monitor loan performance and manage risk
- Identify new business opportunities and generate leads
- Participate in community and networking events
- Provide strategic financial advice to clients
Requirements
Text copied to clipboard!- Bachelor’s degree in Finance, Business, or related field
- 3+ years of experience in commercial banking or finance
- Strong knowledge of credit analysis and lending practices
- Excellent communication and interpersonal skills
- Proficiency in financial software and Microsoft Office
- Ability to manage multiple client relationships
- Strong analytical and problem-solving skills
- Understanding of regulatory and compliance standards
- Sales and business development experience is a plus
- Professional certification (e.g., CFA, CPA) is advantageous
Potential interview questions
Text copied to clipboard!- Do you have experience in commercial lending?
- How do you assess a business client's creditworthiness?
- Can you describe a time you structured a complex loan deal?
- What strategies do you use to grow your client portfolio?
- How do you stay updated on financial regulations?
- What financial software are you proficient in?
- How do you handle high-pressure situations with clients?
- What industries have you worked with in commercial banking?
- How do you ensure compliance in your daily work?
- What motivates you to work in commercial banking?
